Credit Union membership is for anyone who lives in, works in or owns property in the Jemez Valley or the Rio Rancho school district. Anyone wishing to apply is encouraged to come in to the Credit Union to speak with a Member Service Specialist.

Once you become a member you must maintain a $25.00 par share deposit in your Regular Share Account at all times. Once you have opened your account with the minimum Par Share deposit you can then open as many other account types as you need using the same member number.

General Account Information

Regular Share - Savings Account

• Must maintain $25.00 Par Share Deposit
• Dividends paid quarterly on balances of $100.00 and over
• NO monthly service fee
• Statement issued quarterly

Share Draft - Checking Account

• No minimum balance required
• NO monthly service fee
• Dividends paid monthly on balances of $2,000.00 and over
• FREE personalized checks with Direct Deposit(restrictions apply)
• Statement issued monthly

Golden Share - Money Market Account

• Monthly Service Fee of $5.00 is waived with a minimum daily balance of $500.00
• Transaction fee of $5.00 after the 3rd withdrawal in a statement cycle
• Dividends paid quarterly on balances of $500.00 and over
• Statement issued quarterly
• Minimum withdrawal allowed $250.00

IRA Shares - Individual Retirement Account

• $8.00 annual maintenance fee
• Dividends paid quarterly on all balances
• Statement issued quarterly