| |
In addition to regular and share draft accounts (see Membership
page for complete list of account types) the Jemez Valley Credit Union
offers the following financial services to members.
- Mortgages - Primary Residence/2nd
Homes/Land
- Home Equity Lines of Credit
- New & Used Mobile Homes
- New & Used Autos/Motorcycles/Recreational
Vehicles/Watercraft/ATVs
- Signature Loans
- Signature - Lines of Credit
- Non-title Equipment/Computers
- Share Secured Loans
- Share Secured Lines of Credit
- Overdraft Protection
- Emergency Loans (New to JVCU)
Please call for current rates.
|
| Term |
Minimum To Open
|
| 6-Month Share Certificate |
$1000.00
|
| 12-Month Share Certificate |
$1000.00
|
| 18-Month IRA Certificate |
$1000.00
|
| 36-Month Share Certificate |
$2,000.00
|
| 60-Month IRA Certificate |
$2,000.00
|
|
Please call for current
rates
|
|
Nominal Dividend Rate
|
APY
|
|
Regular Share: 0
$100 - $999.99
&1,000.00
& up
|
0.250%
1.000%
|
0.250%
1.000%
|
|
Share Draft: 79
$0.00 - $1,999.99
$2,000 & up
|
-0-
0.500%
|
-0-
0.500%
|
|
Golden
Share: 74
$500.01 - $2,500.00
$2,500.01 - $10,000.00
$10,000.01
- Up
|
0.750%
1.500%
3.000%
|
0.750%
1.510%
3.030%
|
|
IRA Shares: 64-69
|
1.250%
|
1.260%
|
|
(Calculations
all based on quarterly compounding)
All APY calculations, except
Golden Share and Share Draft Accounts, based on $1,000.00
balance. Golden Share and Share Draft Account calculations
based on $500.00.
|
|
Sizes
|
Box Rental
|
|
3" x 5"
|
$18.00 annually
|
|
5" x 5"
|
$24.00 annually
|
|
3" x 10"
|
$28.00 annually
|
|
5" x 10"
|
$50.00 annually
|
| *$10.00 key Deposit |
|
| Money
Orders |
$1.00 |
| Cashier's
Checks |
$4.00 |
| Wire
Transfers |
|
 Domestic |
$20.00 |
| International |
$35.00 |
| Copy
of Statement 1-3 pages |
$3.00 |
| Research
fee |
$15.00/hr |
| Stop
payment (Check or ACH) |
$20.00 |
| Check
Cashing Fee, non-member |
$5.00 |
| ATM/Debit Card Replacement |
$8.00 |
| Overdraft
Protection Transfer Fee |
$3.00 |
| Drafts Back, Monthly
Fee |
$15.00 |
| Drafts
Back, Per Check Fee |
$0.06 |
| FAX |
|
| Receiving
per page |
$0.25 |
| Outgoing
per page |
$0.50 |
| Returned
deposited item |
$5.00 |
| NSF
(Check or ACH) |
$25.00 |
| Returned
Loan Payment Check |
$20.00 |
| A
Regular Share account closed within 90 days of opening |
$25.00 |
| A
Regular Share account Re-opened within 90 days of closing previous
account |
$25.00 |
| Loan
Setup ($1000.00 or less) |
$25.00 |
| IRA
Shares annual maintenance fee |
$8.00 |
| Dormant Account
Fee - Monthly |
$5.00 |
| Garnishment or Levy |
$50.00 |
| Phone Inquiries,
Transfers & Payments with staff teller after 3/month |
$2.00 |
| Audit Confirmation |
$5.00 |
|
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