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Mortgage Loans

We offer many options when it comes to mortgage loans. From vacant land to manufactured homes, river front property to mountain cabins, we have you covered.

All of our mortgage products enjoy the benefits of local processing, on-site underwriting, no-cost application, and in-house servicing.

 

Mortgage:

  • Affordable Closing Costs
  • Terms Up to 30 Years


Land Only/Vacant Land:

  • Competitive Rates
  • Loans Are Held Locally
  • Terms Up to 30 Years

Property must be located in JVCU’s field of membership. A 25% down payment is required on all home purchase transactions.

 

Manufactured Homes:

Building your dream home can be expensive. A great alternative is a manufactured home. Many manufacturers can design the home with your wants and needs. A great way to get into an affordable quality home, especially if you already own some land!

  • Competitive Rates
  • Up to 100% financing
  • Terms Up to 15 Years

Contact Us at 575.829.3366 for more information


Land/Manufactured Home Combo:

For those who have a land loan or wish to purchase some land and have a manufactured house placed on it we can help you with the process.

  • Terms Up to 30 Years
  • Competitive Rates

 

Contact Us at 575.829.3366 for more information.