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Mortgage Loans

We offer many options when it comes to mortgage loans. From vacant land to manufactured homes, river front property to mountain cabins, we have you covered.

All of our mortgage products enjoy the benefits of local processing, on-site underwriting, no-cost application, and in-house servicing.



  • Affordable Closing Costs
  • Amortized Up to 30 Years

Land Only/Vacant Land:

  • Competitive Rates
  • Loans Are Held Locally
  • Amortized Up to 30 Years

Property must be located in JVCU’s field of membership. A 25% down payment is required on all home purchase transactions.


Manufactured Homes:

Building your dream home can be expensive. A great alternative is a manufactured home. Many manufacturers can design the home with your wants and needs. A great way to get into an affordable quality home, especially if you already own some land!

  • Competitive Rates
  • Up to 100% financing
  • Amortized Up to 15 Years

Contact Us at 575.829.3366 for more information

Land/Manufactured Home Combo:

For those who have a land loan or wish to purchase some land and have a manufactured house placed on it we can help you with the process.

  • Amortized Up to 30 Years
  • Competitive Rates


Contact Us at 575.829.3366 for more information.


Mortgage Loan Originators:

JVCU has 4 registered MLO's.

  • Tina Trujillo, NMLS 554340
  • Cody Lewis, NMLS 554263
  • Samantha Dominguez, NMLS 1925206
  • Katie Madalena, NMLS 1925201